Card credit report California

Because it was on a Sunday, I has (wrongly) assumed it would be considered on time with a payment on Monday, January 12. In fact I even paid a $14.95 E-Pay fee to get what I assumed as on time. My February statement came and they charged me a $39.95 LATE FEE and upped my interest rate from card credit report California 17.9 to 27.9. And the first two folks I spoke to felt bad and even card credit report California started the proicess of waiving late fee and reducing rate. Until I got to final person, who told me there was nothing he could do and I have to live with new APR. As we bail them out (First USA is owned by Chase), they have no shame. I will be writing to my congressman, my senators, the BBB, Atty General, and media. Paul of Lee, NH This company has performed a hard credit inquiry without my authorization.

I card credit report California was notified through tripple alert credit monitoring service. am I correct that they may not do this without authorization? Lower credit score affecting my capacity to obtain future credit. Anne of Sacramento, CA I'm going through a refinance and just found out card credit report California that First Usa made an unauthorized inquiry into my card credit report California credit in October 2008. It could be detrimental to my credit standing and lower my credit score. Debi of Napa, CA This bank has pulled my card credit report California credit report 5x in 13 months and i do not even have there credit card or have applied for one my credit score has dropped to a low level that i do not qualify for a loan because of to many inquires. identity theft credit report Martin of Hico, TX Last week(12/1-12/7) wife was in Hospital.

Noticed overlimit fees, late payment fees, & new card credit report California rate up fm. Freaked out & paid 2x what the new pmts were, & called this morning (mon.) spoke to a guy in india who waived the card credit report California late charges AND the overlimit fees (which had solely been arrived at compliments of the NEW %rates AND the late fees, not actual charges) & was ASSURED to simply call back 2nite when wife (card credit report California primary card holder) could verify, the former rate would card credit report California be restored on BOTH Cards. Tonight I was told JUST THE OPPOSITE & that we are screwed. These card credit report California cards have NEVER had a late pmt previously, limits were reduced by bank (ergo overlimit fees) & after 2 years of always paying 2x or more, card credit report California than minimum, ALWAYS Paying early & often 2x-3x per month...after a medical catastrophe, this is the thank you for Your business we receive?

How come Credit Card Companies can charge more than PAWN SHOPS? free credit rating

inevitable bankruptcy if they don't reverse this card credit report California position tomorrow. Michael of Crystal River, FL I received a credit report and found a First USA credit card listed with a $1900 balance and a claim card credit report California I opened it in august. Judith of Elkhart Lake, WI I just received a phone call from a collection agency telling me I have a $10,507.02 debt with them from an account that was opened in 1993 and was charged off card credit report California in 2004. I have not received any bills from this credit card. I have NEVER received ANYTHING from this collection agency (Midpoint Resolutions Group) in the mail. I have repreatedly asked for a dunning letter and proof that the debt is mine and they have refused. The account number does not show up card credit report California on any of my credit reports for the last 20 years.

I have repeatedly explained that this card credit report California is not my debt and to send me proof but the collection agency refuses to comply. All that card credit report California I have been able to get out of them is that the bill is from First USA.

I am afraid that my identity has been conpromised and these people refuse to help. I don't know if it's First USA being crooked or if some stole my identity. Either way, I card credit report California am not getting any help from First USA or Midpoint Resolution Group.

I have a VERY good credit score and these people are going to ruin card credit report California it with a fraudulent debt. Cyndi of Garden Grove, CA i got a levy from my bank stating that first usa took out three thousand seven dollars and sity seven cents out of our checking account because they said that i owed them over six thousand dollars the thing is i never opened card credit report California account with them i never even heard of them before so now my house payment is insuficient and my car payment and my phone bill and that is a total of two thosand and three hundred dollars plus i am not working i stay at home because i have a special needs daughter my husband is the only one working so actually the money that was in our account is his my name is also on the checking account if someone is going to contact me please card credit report California call me after 2pm thanks Justine of Rogers, MN I call on 04/18/08 (payment due date 04/30/08) and spoke to customer service rep at First USA Credit Card customer service department, in regards to my Annual Percentage Rate (APR), which was now 20.24%. online credit report